{"id":33,"date":"2023-07-09T23:06:42","date_gmt":"2023-07-09T21:06:42","guid":{"rendered":"https:\/\/sprijin.binational-leipzig.de\/?page_id=33"},"modified":"2025-11-22T13:14:33","modified_gmt":"2025-11-22T12:14:33","slug":"geld-und-finanzen","status":"publish","type":"page","link":"https:\/\/info-to-go.binational-leipzig.de\/hu\/start\/wirtschaft\/geld-und-finanzen\/","title":{"rendered":"P\u00e9nz \u00e9s p\u00e9nz\u00fcgyek"},"content":{"rendered":"<div class=\"wp-block-esab-accordion accordion-756f9975\" data-mode=\"global\"><div class=\"esab__container\">\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><p class=\"esab__heading_tag\">Hogyan nyithatok banksz\u00e1ml\u00e1t?\u00a0<\/p><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>N\u00e9metorsz\u00e1gban b\u00e1rki, aki rendelkezik szem\u00e9lyi igazolv\u00e1nnyal \u00e9s lakc\u00edmmel, banksz\u00e1ml\u00e1t nyithat. <\/p>\n\n\n\n<p>Musz\u00e1j <strong>nem <\/strong>rendelkeznie kell lak\u00e1ssal vagy regisztr\u00e1ci\u00f3val\/regisztr\u00e1ci\u00f3s visszaigazol\u00e1ssal.<br>Az Man muss-nek csak egy azonos\u00edt\u00f3ja \u00e9s egy c\u00edme van.<br>Bar\u00e1tok c\u00edme vagy egy tan\u00e1csad\u00f3 k\u00f6zpont c\u00edme is rendben van.<br>N\u00e9ha a bank azt mondja, hogy regisztr\u00e1ci\u00f3 n\u00e9lk\u00fcl nem lehet megtenni.<br>Sz\u00f3lhatsz a banknak <a href=\"https:\/\/www.bafin.de\/DE\/Verbraucher\/Bank\/Produkte\/Basiskonto\/basiskonto_artikel.html\" target=\"_blank\" rel=\"noopener\">ez <\/a>Inform\u00e1ci\u00f3kat ny\u00fajt. Elmagyar\u00e1zza, mire van sz\u00fcks\u00e9ged egy banksz\u00e1mla megnyit\u00e1s\u00e1hoz.<\/p>\n\n\n\n<p>Ha szem\u00e9lyesen nem tudsz ell\u00e1togatni a bankba, \u00edr\u00e1sban is k\u00e9rheted a sz\u00e1mlanyit\u00e1st.<br>Ezzel <a href=\"https:\/\/www.bafin.de\/SharedDocs\/Downloads\/DE\/Formular\/dl_fo_basiskonto_antrag_abschluss.pdf?__blob=publicationFile&amp;v=3\" target=\"_blank\" rel=\"noopener\">Forma <\/a>csin\u00e1ld azt.<br>Ha egy bank tov\u00e1bbra sem hajland\u00f3 megnyitni a sz\u00e1ml\u00e1t, forduljon a \u201eBaFin\u201d (Sz\u00f6vets\u00e9gi P\u00e9nz\u00fcgyi Fel\u00fcgyeleti Hat\u00f3s\u00e1g) hat\u00f3s\u00e1ghoz.<br>A BaFin biztos\u00edtja, hogy minden n\u00e9metorsz\u00e1gi bank megfelel\u0151en m\u0171k\u00f6dj\u00f6n.<br><a href=\"https:\/\/web.basp.bafin.de\/lip\/form\/display.do?%24context=32BE57B25CB25A31FC9B\" target=\"_blank\" rel=\"noopener\">Itt <\/a>Felveheted a kapcsolatot a BaFin-nel.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><p class=\"esab__heading_tag\">Melyik bankn\u00e1l \u00e9rdemes sz\u00e1ml\u00e1t nyitnom?<\/p><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>N\u00e9metorsz\u00e1gban sokf\u00e9le bank m\u0171k\u00f6dik.<br>N\u00e9h\u00e1nyban vannak fi\u00f3kok, ahov\u00e1 be lehet menni.<br>N\u00e9h\u00e1ny csak online el\u00e9rhet\u0151.<br>Meg kell n\u00e9zned, melyik bank a legmegfelel\u0151bb sz\u00e1modra.<br>A banksz\u00e1ml\u00e1\u00e9rt rendszeres d\u00edjak vonatkoznak.<br><a href=\"https:\/\/www.verbraucherzentrale.de\/wissen\/geld-versicherungen\/sparen-und-anlegen\/bankgebuehren-nicht-alle-gebuehren-beim-girokonto-sind-zulaessig-5185\" target=\"_blank\" rel=\"noopener\">Itt <\/a>L\u00e1thatod, mely d\u00edjak megengedettek \u00e9s melyek nem.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Ha van banksz\u00e1ml\u00e1d, akkor rendszeres banksz\u00e1mlakivonatot kapsz.<br>A legt\u00f6bb esetben egy h\u00f3napra sz\u00f3l\u00f3 banksz\u00e1mlakivonatot kapsz.<br>A banksz\u00e1mlakivonat tartalmazza a bej\u00f6v\u0151 \u00e9s kimen\u0151 p\u00e9nzek \u00f6sszes adat\u00e1t.<br>P\u00e9ld\u00e1ul: amikor a munk\u00e1b\u00f3l sz\u00e1rmaz\u00f3 p\u00e9nz megj\u00f6n, vagy amikor a lakb\u00e9rt kifizetik.<br>Nagyon fontos meg\u0151rizni ezt a banksz\u00e1mlakivonatot.<br>Nagyon gyakran kell bizony\u00edtanod, hogy fizetett valamit, vagy hogy mennyi p\u00e9nzt keresett.<br>Ha elvesz\u00edt egy banksz\u00e1mlakivonatot, a bank tud m\u00e1solatot adni.<br>Man muss, de viszonylag sokat kell fizetni \u00e9rte. P\u00e9ld\u00e1ul 5 eur\u00f3 minden banksz\u00e1mlakivonat\u00e9rt.<br>K\u00f6nnyebb, ha online bankot haszn\u00e1lsz.<br>\u00cdgy a banksz\u00e1mlakivonataid mindig biztons\u00e1gban lesznek az online postal\u00e1d\u00e1dban, \u00e9s nem kell t\u00f6bb\u00e9 semmit fizetned \u00e9rt\u00fck.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Ha banksz\u00e1ml\u00e1r\u00f3l fizetsz valamit, akkor banki \u00e1tutal\u00e1ssal vagy csoportos beszed\u00e9si megb\u00edz\u00e1ssal fizethetsz.<br>\u00c1tutal\u00e1s: A sz\u00e1ml\u00e1dr\u00f3l egy m\u00e1sik sz\u00e1ml\u00e1ra utalod a p\u00e9nzt. P\u00e9ld\u00e1ul a b\u00e9rbead\u00f3nak fizetend\u0151 b\u00e9rleti d\u00edj.<br>Csoportos beszed\u00e9si megb\u00edz\u00e1s: A c\u00e9g automatikusan havonta levonja a p\u00e9nzt a sz\u00e1ml\u00e1dr\u00f3l. P\u00e9ld\u00e1ul a lak\u00e1sodban l\u00e9v\u0151 \u00e1ram \u00e1r\u00e1t k\u00f6zvetlen\u00fcl az \u00e1ramszolg\u00e1ltat\u00f3t\u00f3l veszed le.<br>P\u00e9nz\u00e1tutal\u00e1skor megadhat egy \u201ec\u00e9lt\u201d.<br>A c\u00e9l az az ok, ami\u00e9rt \u00e1tutalja a p\u00e9nzt.<br>P\u00e9ld\u00e1ul: \u201eB\u00e9rleti d\u00edj 2024. augusztus\u201d.<br>Vannak, akik hitelk\u00e1rty\u00e1val is fizetnek.&nbsp;<br>A hitelk\u00e1rty\u00e1k azonban sz\u00e1mos d\u00edjjal \u00e9s magas kamatl\u00e1bbal j\u00e1rhatnak.<br>V\u00e9g\u00fcl sokkal t\u00f6bbet fizetsz, mint a norm\u00e1l banksz\u00e1ml\u00e1ddal.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><p class=\"esab__heading_tag\">Kell szerz\u0151d\u00e9st k\u00f6tn\u00f6m a mobiltelefonomra vagy az internetemre?\u00a0<\/p><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>Kell szerz\u0151d\u00e9st k\u00f6tn\u00f6m a mobiltelefonomra vagy az internetemre?<br>Nem felt\u00e9tlen\u00fcl kell mobiltelefon-szerz\u0151d\u00e9st k\u00f6tn\u00f6d.<br>Vannak el\u0151re fizetett SIM-k\u00e1rty\u00e1k is.&nbsp;<br>Ezut\u00e1n mindig felt\u00f6ltheted a telefonodat.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>N\u00e9metorsz\u00e1gban sz\u00e1mos c\u00e9ggel k\u00f6thet szerz\u0151d\u00e9st.<br>P\u00e9ld\u00e1ul mobiltelefonok, internet, \u00e1ram, biztos\u00edt\u00e1s eset\u00e9n.<br>Mindig alaposan meg kell gondolni, hogy milyen szerz\u0151d\u00e9seket k\u00f6t\u00fcnk.<\/p>\n\n\n\n<p>Mindenekel\u0151tt:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Meddig \u00e9rv\u00e9nyes a szerz\u0151d\u00e9s?&nbsp;&nbsp;<\/li>\n\n\n\n<li>Mennyit kell fizetnem havonta?&nbsp;<\/li>\n\n\n\n<li>Mikor \u00e9s hogyan mondhatom fel a szerz\u0151d\u00e9st?&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Az emberek gyakran gyorsan k\u00f6tnek szerz\u0151d\u00e9st. Az elej\u00e9n nagyon olcs\u00f3 lehet. De egy id\u0151 ut\u00e1n dr\u00e1g\u00e1bb lesz.<br>L\u00e1togathatsz olyan weboldalakat, mint a \u201e<a href=\"https:\/\/www.check24.de\/\" target=\"_blank\" rel=\"noopener\">ELLEN\u0150RZ\u00c9S24<\/a>\u201e\u00d6sszehasonl\u00edtani az aj\u00e1nlatokat.\u201d&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><p class=\"esab__heading_tag\">Kell-e fizetnem a k\u00f6zvet\u00edt\u00e9si d\u00edjat?\u00a0<\/p><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>N\u00e9metorsz\u00e1gban m\u0171sorsz\u00f3r\u00e1si d\u00edjat kell fizetni a telev\u00edzi\u00f3\u00e9rt \u00e9s a r\u00e1di\u00f3\u00e9rt.<br>A p\u00e9nzt az ARD, a ZDF \u00e9s a Deutschlandradio t\u00e9v\u00e9\u00e1llom\u00e1sok finansz\u00edroz\u00e1s\u00e1ra haszn\u00e1lj\u00e1k fel.<br>K\u00f6zszolg\u00e1lati m\u0171sorszolg\u00e1ltat\u00f3k, \u00e9s inform\u00e1ci\u00f3kat, valamint m\u0171sorokat k\u00e9sz\u00edtenek a teljes lakoss\u00e1g sz\u00e1m\u00e1ra.<br>Ha van el\u00e9g p\u00e9nzed, akkor be kell fizetned a hozz\u00e1j\u00e1rul\u00e1st.<br>M\u00e9g akkor is, ha nem n\u00e9zel n\u00e9met telev\u00edzi\u00f3t vagy hallgatsz n\u00e9met r\u00e1di\u00f3t, fizetned kell.<br>Ha azonban keveset keresel \u00e9s \u00e1llampolg\u00e1ri t\u00e1mogat\u00e1st kapsz, akkor nem kell fizetned.<br>A k\u00f6zvet\u00edt\u00e9si d\u00edj al\u00f3li mentess\u00e9g\u00e9rt folyamodsz a K\u00f6zrem\u0171k\u00f6d\u0151i Szolg\u00e1latn\u00e1l. <a href=\"https:\/\/www.rundfunkbeitrag.de\/buergerinnen_und_buerger\/formulare\/befreiung_oder_ermaessigung_beantragen\/index_ger.html\" target=\"_blank\" rel=\"noopener\">itt<\/a>. Ez a vide\u00f3 bemutatja, hogyan kell kit\u00f6lteni az \u0171rlapot:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Hogyan mentes\u00fclhetek az online k\u00f6zvet\u00edt\u00e9si d\u00edj al\u00f3l?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/Qf8Jw2Rmz9o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-esab-accordion-child\"><div class=\"esab__head\" role=\"button\" aria-expanded=\"false\"><div class=\"esab__heading_txt\"><p class=\"esab__heading_tag\">Hol tudom ellen\u0151riztetni a banki d\u00edjakat \u00e9s a szerz\u0151d\u00e9seket?\u00a0<\/p><\/div><div class=\"esab__icon\"><div class=\"esab__collapse\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m3.5 20.5c-4.7-4.7-4.7-12.3 0-17 4.7-4.7 12.3-4.7 17 0 4.6 4.7 4.6 12.3 0 17-4.7 4.6-12.3 4.6-17 0zm0.9-0.9c4.2 4.2 11 4.2 15.2 0 4.2-4.2 4.2-11 0-15.2-4.2-4.3-11-4.3-15.2 0-4.3 4.2-4.3 11 0 15.2z\"><\/path><path d=\"m11.4 15.9v-3.3h-3.3c-0.3 0-0.6-0.3-0.6-0.6 0-0.4 0.3-0.6 0.6-0.6h3.3v-3.3c0-0.3 0.3-0.6 0.6-0.6 0.3 0 0.6 0.3 0.6 0.6v3.3h3.3c0.3 0 0.6 0.2 0.6 0.6q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2h-3.3v3.3q0 0.2-0.2 0.4-0.2 0.2-0.4 0.2c-0.4 0-0.6-0.3-0.6-0.6z\"><\/path><\/svg> <\/div><div class=\"esab__expand\"> <svg version=\"1.2\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><path fill-rule=\"evenodd\" d=\"m12 24c-6.6 0-12-5.4-12-12 0-6.6 5.4-12 12-12 6.6 0 12 5.4 12 12 0 6.6-5.4 12-12 12zm10.6-12c0-5.9-4.7-10.6-10.6-10.6-5.9 0-10.6 4.7-10.6 10.6 0 5.9 4.7 10.6 10.6 10.6 5.9 0 10.6-4.7 10.6-10.6z\"><\/path><path d=\"m5.6 11.3h12.8v1.4h-12.8z\"><\/path><\/svg> <\/div><\/div><\/div><div class=\"esab__body\">\n<p>Ha nem \u00e9rt bizonyos d\u00edjakat, vagy nem el\u00e9gedett egy szerz\u0151d\u00e9ssel, forduljon a fogyaszt\u00f3i tan\u00e1csad\u00f3 k\u00f6zponthoz.<br>A fogyaszt\u00f3i tan\u00e1csad\u00f3 k\u00f6zpont c\u00e9lja, hogy t\u00e1j\u00e9koztassa az embereket \u00e9s megv\u00e9dje \u0151ket a k\u00e9tes szerz\u0151d\u00e9sekt\u0151l. Ott fizetni kell bizonyos konzult\u00e1ci\u00f3k\u00e9rt.<br><a href=\"https:\/\/www.verbraucherzentrale-sachsen.de\/beratungsstellen\/leipzig\/beratungsangebote\/1949\" target=\"_blank\" rel=\"noopener\">Itt <\/a>a Lipcsei Fogyaszt\u00f3i Tan\u00e1csad\u00f3 K\u00f6zpont el\u00e9rhet\u0151s\u00e9gei.&nbsp;<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"page\" \r\n\t            data-cat=\"wirtschaft\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1688944002\"\r\n\t            data-title=\"Geld und Finanzen\" \r\n\t            data-home=\"https:\/\/info-to-go.binational-leipzig.de\/hu\"><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":8,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-33","page","type-page","status-publish","hentry","category-wirtschaft"],"_links":{"self":[{"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/pages\/33","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/comments?post=33"}],"version-history":[{"count":11,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/pages\/33\/revisions"}],"predecessor-version":[{"id":721,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/pages\/33\/revisions\/721"}],"up":[{"embeddable":true,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/media?parent=33"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/categories?post=33"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/info-to-go.binational-leipzig.de\/hu\/wp-json\/wp\/v2\/tags?post=33"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}